Smart Card & COS

Security Service & Solution

IoT Platform Service

Fin-tech & Platform Service


KONA PLATFORM is a card payment platform that built upon Kona I's
unique smart card security technology and know-how.

Built to be compatible with EMV standards, it offers payment services to any business owner who wants to
issue digital currency safely and independently without depending on financial institutions.
Through the KONA PLATFORM, prepaid mobile and IC smart cards may be issued instantly.
Additionally it can function to provide memberships, season vouchers, tickets, discount coupons, etc.
The platform includes everything needed to run a card payment service on a single platform from the issuance of
cards to the approval and settlement of transactions.
Customer services
  • KONA Card app
    • - Mobile card purchase and charging
    • - Gifts
    • Browsing transaction history
  • IC cards and wearable devices enabling payments and entry
  • Points, stamps and coupons in association with added service cards
Business Advantages
  • Manufacturing and design of IC cards
  • Partner websites
    • - Become a merchant
    • - Apply for card issuance
    • - Browse transaction and settlement history
    • Issue and manage added services (points, stamps, coupons)
  • Points, stamps, coupons associated with additional service cards

Prepaid Program

Kona I offers each business owner tailored pre-paid payments consulting. 
Our payment experts will guide you on how to use our card platform to design your marketing and customer management programs.

Membership Registration

  • Customer loyalty management
  • Increase customer traffic and revisiting rates
  • Efficient marketing by using data analytics and targeted ads according to customer data
Examples of use
  • Yearly memberships / Season passes (hotels, fitness centers, resorts, ski resorts, theme parks)
  • Membership Points (nail shops, massage shops, beauty salons)
Business Advantages
  • Prevent illegal use by others
  • Integration of value-added services (points, stamps, coupons) combined with membership cards Reduced operating cost
  • Target marketing utilizing customer data
  • Reduced operating cost
User Advantages
  • Alternative to damage/loss of membership cards (convenience)
  • Mobile membership card wallet
  • Differentiated benefits offered depending on pre-paid amounts
  • Increased benefits when loading larger amounts
  • Brand affiliation

Usage Vouchers

  • Attract new customers
  • Exclusive products such as special discount promotions, exclusive content, or discount coupons to increase new foot traffic
Examples of use
  • Digital Tickets (admission to movies, concerts, performances, and events.)
  • Coupons (passes, vouchers and other service/product exchanges)
Business Advantages
  • No risk associated with credit
  • Security: fraud-proof
  • Transparent transactions and settlements
User Advantages
  • Protecting pre-paid expenses for customers: possible to get a refund for remaining balance even after a business owner's bankruptcy
  • Easy lock and transfer of funds in case of loss

Pre-Paid Card

  • Create additional revenue stream
  • Possible to create additional revenue through introduction of new business model
Examples of use
  • Prepaid cards (rechargeable)
  • Product vouchers/gift cards (fixed-amount, pre-paid card that cannot be recharged)
Business Advantages
  • Companies may control expenses more closely as it can only be used within the pre-paid limit
  • Increased customer usage and frequency of visits
User Advantages
  • Convenient use
  • Gift card designs suitable for any special occasion


KONA PLATFORM comprises issuance, approval and settlement systems needed for card usage.
By adopting various global standards of major international agencies, it boasts high security and compatibility with existing payment infrastructure.

    • Issues HCE-based mobile cards through app
    • Issues IC cards through issuance center
    • Approves after authenticating tokenized virtual mobile card number
    • Cryptographic verification of transaction
    • Settlements of merchants
    • Provides list of transactions and settlement history
    • Stores transaction data for marketing use.

KONA PAYMENT Platform Standard Compliance

Kona Payment Platform presents a world-class usability and security with its compliance with many global standards.

  • EMVCo


    • Contactless IC Card
    • Mobile Tokenization
  • visa


    • Contactless Cloud Based Pay-
    • Security Guidelines for Digital
  • mastercard

    MASTER card

    • M/Chip
    • Cloud-based Payments Autho-
      rization Mobile
  • ISO


    • ISO8583
    • Global Platform